Quella che segue è una selezione di brevi news redatte in inglese per la sezione dedicata ai Talent Manager di Scuola dei Capi. Come per quelle in italiano, anche queste news venivano inserite nel backend dell’applicazione per smartphone dedicata.
Handelsbanken trials micro contactless cards
The Nordic bank Handelsbanken is entering the market for wearable payments, experimenting with a contactless micro card that can be inserted into a bracelet, strap or key ring. The bank is working with the Norwegian national payments system, BankAxept, and the local IT company Evry to try out the mini-card before offering it to all customers by the end of the year. The waterproof card is equipped with Evry contactless technology that can be connected directly to the user’s bank account for payments without PIN up to 200 NOK.
Tesla signs deal with Chinese authorities for auto plant in Shanghai
Tesla’s CEO has reached an agreement with the Chinese authorities to build a new car factory in Shanghai, the first one outside the United States, which will double the size of the global production of the electric car manufacturer. Tesla plans to produce the first cars about two years after construction begins at its Shanghai factory, increasing to 500,000 vehicles a year. Tesla shares rose 1.5 percent in the United States, although some analysts have wondered where the money-losing company will get the capital needed to build and run such a large plant.
Hong Kong digital bank Neat scores $2m funding boost
The result of a $ 2 million loan, the Hong Kong-based digital banking company, Neat, launched its first small business product. Neat Business offers a multi-user business account, provided by Mastercard debit cards, which offers businesses all over the world with the Hong Kong bank account number. Registration takes 10 minutes, after which customers have access to a dashboard that provides a simple overview of the status of all finances and presents mechanisms for receiving payments, wages and expenses.
Milan Cathedral, agreement with Alipay
The Veneranda Fabbrica del Duomo, a Milan cathedral manufacturing company, has signed a partnership with Alipay, the online payment platform launched in 2004 by Alibaba Group in China. The agreement aims to improve the information and reception services of Chinese tourists. Through the Alipay app, installed on mobile devices, it will be possible for Chinese tourists to make payments in cashless mode, thanks to the Intesa Sanpaolo poses enabled in the official ticket offices of the Duomo.
Eni finds an ally in Norway
Eni plans to merge its subsidiary Eni Norge and the Point Resources which will give life to the Var Energi. The operation constitutes a strengthening of Eni in the OECD countries. The portfolio of the new hydrocarbon exploration and production company in Norway consists of 17 oil and gas fields and investments of $ 8 billion are planned. Eni is operating the transformation from an oil company to an energy company and aims at carbon neutrality. According to the a.d. Claudio Descalzi, it is fundamental for the whole system to reduce atmospheric emissions, but also the impact on the ground.
Netflix Crushes Cable and Broadcast TV for Home Viewing, Survey Finds
Netflix is the first choice among US consumers when it comes to looking at home, Cowen noted after asking 2,500 respondents which platforms they used most often to view video content on TV ?. Netflix was the most popular, with 27% of respondents saying they used the streaming service more often. The basic cable reached the second place at 20% and the television broadcast was third with 18%. Followed by YouTube, Hulu, Amazon Prime Video. Premium cable channels followed, such as Showtime, HBO and Cinemax.
JPMorgan Chase begins nationwide roll-out of mobile-only bank
JPMorgan Chase designed Finn Mobile by working closely with millennials for more than a year to understand their monetary challenges and what influences their spending. Research has shown that emotions play an important role in their decisions. Finn has been implemented with a series of intelligent budgeting tools, self-saving capabilities and the ability to use emoji to evaluate transactions and purchases purchased through the app. The new app is supported by Chase’s digital account opening platform, which allows users to register directly from their phone.
Unipol Banca sells 30 million Npl
Hoist Finance, a Swedish company that operates in the restructuring of bank debt, said that Unipol Banca sold a portfolio of Npl for a nominal value of 30 million euros. The sale must be framed in the maneuver that provides for the reduction of the gross NPL incidence on the total gross loans lower than 10.7% recorded in March. The sale is part of a gross project of 2,940 million, which served to separate the management of impaired assets from performing assets.
Reputation: its importance for companies
In the world, only 36% of companies are ready to better manage their reputation and only 15% set their business strategies in the light of their reputation. These are the data presented by Fabio Ventoruzzo, director of the Reputation Institute, on the occasion of a conference on the topic in which the symbolic cases of Ferrero, Tim and Fs were treated. In a period of fake news, image management is important both online and offline. Reputation is built with conduct and relationships over the years, but remains fragile and must be constantly developed. The point of view of users is the basis on which to build their reputation.
RBC to spend $2 million on research into AI-based cybersecurity
The Royal Bank of Canada s partnering with BGN Technologies, the technology transfer company of Ben-Gurion University (BGU) in Israel, to sponsor research into the use of machine learning-based cyber mitigation techniques. The bank wants to use new technology such as artificial intelligence, digital services and social media to add 2.5 million new customers by 2023, a threefold increase on its current rate of customer acquisition.
HSBC hires Pepper the robot
HSBC has ordered seven humanoids, Pepper, from the Japanese Softbank group. Pepper, who has a tablet attached to its chest, will welcome customers and offer information. When customers have more complex needs, the humanoid will notify their human colleagues. With millions of people crossing the Fifth Avenue branch every day, the bank is trying to attract attention through a #PoseWithPepper social media campaign, inviting passersby to take a selfie with the new staffer and post it on social media.
How machine learning can help banks rate credit risk
A recent report by McKinsey shows that machine learning can reduce credit losses by up to 10%, with more than half of risk managers predicting a 25-50% decrease in credit decision time. The main financial institutions have used artificial intelligence to detect and prevent fraudulent transactions for several years. Banks can analyze large volumes of both financial and non-financial data by continuously running different combinations of variables and learning from such data to predict variable interactions.
Il Portfolio di Francesca 